Kids

Parenting, Custody & Child Support Without Court

What is a Parenting Coordinator and do we need one?

A Parenting Coordinator (PC) is a neutral professional (often used after mediation) who helps parents manage day-to-day conflicts about the parenting schedule. They have the power to make minor "arbitrated" decisions if parents can't agree on things like a specific...

How is child support calculated in Ontario for 2026?

Support is based on the Federal Child Support Tables (updated Oct 2025). The amount is determined by the paying parent's "gross" annual income and the number of children. It is a strictly "no-fault" payment designed to ensure the children benefit from the financial...

What are “Section 7 expenses” (extraordinary expenses)?

Section 7 expenses are "add-ons" to the basic monthly support. These include childcare (daycare), medical/dental premiums, orthodontic braces, and post-secondary tuition. These costs are usually shared between parents "proportionately to their incomes"—meaning if one...

Do I still pay child support if we have 50/50 shared parenting?

Shared parenting (where each parent has at least 40% time) does not mean "no support." In most cases, the "set-off" method applies: you calculate what each parent would pay the other, and the higher earner pays the difference. This ensures the children have a similar...

How do we create a “Parenting Plan” without a lawyer?

At Legal Boutique, we facilitate virtual sessions where you decide on daily schedules, holiday rotations, and decision-making for the kids. We draft these into a formal "Parenting Plan" that is clear, predictable, and focused on reducing transition stress for the...

How do we handle holiday schedules and summer vacations?

A good agreement eliminates annual "negotiations." We help you set a fixed rotation (e.g., Parent A has the first half of Christmas in even years). We also include a "Right of First Refusal," meaning if a parent can't be with the kids for a long period, they must...

When does child support end in Ontario?

Support usually continues past age 18 if a child is a "dependent," which almost always includes being enrolled in a full-time university or college program. Support generally continues until the child completes their first undergraduate degree, provided they are...

Am I entitled to spousal support (alimony)?

Entitlement isn't automatic. It's based on: Compensatory (you stayed home to raise kids/support their career), Non-compensatory (you have financial need following the split), or Contractual (your marriage contract says so). We use the Spousal Support Advisory...

How long does spousal support usually last?

The duration is typically linked to the length of the marriage. A common range is 0.5 to 1 year of support for every year of marriage. If the marriage lasted 20+ years, or if the "Rule of 65" is met (age + years of marriage = 65), support may be indefinite (ongoing).

What happens if one parent wants to move to a different city?

This is a "Relocation" under the Divorce Act. The moving parent must provide at least 60 days' written notice. If the move would significantly impact the other parent's relationship with the child, and you cannot agree in mediation, a judge must decide based on the...

How do we handle child support if one parent is self-employed?

We look past the "reported" income on a tax return. We may "impute" or add back certain business expenses—like a personal vehicle or home office—that provide a personal benefit. This ensures the child support amount reflects the parent's actual "spending power" rather...

Can we change our parenting plan later without going to court?

Yes. Parenting plans are "living documents." As kids grow from toddlers to teens, their needs change. You can sign a simple "Amending Agreement" (also mediated and witnessed) that updates your schedule or support amounts without needing a judge to sign off on it.

Does my new partner’s income affect child support?

No. Your obligation to support your child is based on your own income, not that of a new spouse or partner. A new partner's income only becomes relevant in rare "undue hardship" cases where one household is significantly struggling compared to the other.

Who pays for the children’s health and dental insurance?

Usually, the parent with the best employer-provided benefits plan carries the children. The actual "out-of-pocket" cost of the premiums and any uncovered expenses (like braces or therapy) are shared as Section 7 expenses in proportion to each parent's income.

How do we handle university costs in an agreement?

We typically agree that parents will contribute to "post-secondary costs"—tuition, books, and residence—in proportion to their incomes at the time the child attends school. We also define how much the child is expected to contribute through summer jobs or RESP...

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Based in Whitby, Serving the GTA & All of Ontario Remotely

Located in the heart of Whitby and proudly serving the Durham Region, Legal Boutique provides accessible family mediation services without the commute. While we regularly assist clients locally in Oshawa, Ajax, Pickering, and Clarington office we also offer vurtual mediation to serve the entire Greater Toronto Area (GTA) and beyond.

Additional Posts

Do I need a separation agreement if we don’t have kids?

Yes. Even without children, a separation agreement is vital to formally "waive" or set the terms for spousal support and to finalize the division of property and debts. Without a signed agreement, your ex-spouse could potentially...

How do I prove our separation date to the court?

If your date of separation is challenged, the court looks for "external markers" of a breakup. This includes moving into separate residences, changing your marital status on CRA filings, notifying bank or insurance providers, or—most importantly—having that date...

What happens if my spouse won’t sign the separation agreement?

If a spouse refuses to sign, we first look at the "Why." Often, it is a lack of information or a feeling of unfairness. We use "Shuttle Mediation" to address these concerns privately. If the impasse remains, you may need a lawyer to send a formal offer, but most...

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We have optimized our practice to serve the Greater Toronto Area (GTA) and the entire province of Ontario virtually. Whether you are avoiding the commute from Toronto or Markham, or seeking assistance from Ottawa or London, our secure remote process ensures you receive the same high-quality mediation services from the comfort of your home.

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