In 2026, loyalty points (Aeroplan, PC Optimum, Marriott Bonvoy) are viewed as property with real economic value. We can either divide the points directly between accounts (if the program allows) or calculate their cash equivalent and “trade” them for a different asset in the mediation process.
Do I need a separation agreement if we don’t have kids?
Yes. Even without children, a separation agreement is vital to formally "waive" or set the terms for spousal support and to finalize the division of property and debts. Without a signed agreement, your ex-spouse could potentially...
